Altus Exchange is a place where your entire financial world comes together, on-line and in real time.

For many investors paperwork and multiple platform accounts can be overwhelming. It often makes it difficult to see the bigger picture. How do you know where you are going when you can’t see where you are?

Whether you are invested in managed funds, direct shares, term deposits, direct property or other investments, you can see your entire big picture and transact too.

Financial planning is the first step to building wealth and giving you the financial freedom you desire. Your personalised plan takes into account your current situation, where you want to be in the future, and how best to get there by managing the flow of your finances to achieve the future you’ve always pictured.

There are many elements that are taken into account to achieve your financial plan: your attitude towards risk, your time horizon, investment choice, cashflow and borrowing capacity.

For anyone who has reached their preservation age and is still working, there is now the ability to ease into retirement. 

Until recently, you could only access superannuation benefits if a ‘condition of release’ was met (i.e. turning 65, or retiring after attaining preservation age). This generally made it hard to reduce your working hours and maintain your standard of living. The introduction of a new ‘condition of release’ means it is possible for you to utilise some or all of your superannuation before you fully retire. You can make up for your reduced employment income with a regular income stream from your superannuation benefits. 

As part of your overall investment strategy we may recommend utilising our Model Portfolio Series.

Our Model Portfolios include a number of investments that blend together to formulate your investment strategy, which is in line with your tolerance to risk.

What’s in it for you?

Having a Model Portfolio means that:

• Your investment selection is ready-made by experts in their field.
• Your portfolio is diversified – your nest egg is not all in the one basket.
• Changes to your investments over time are subject to our disciplined rebalancing process.

This may not initially seem important to you, but it is a huge benefit. Our quarterly rebalancing process means that all asset allocations are automatically adjusted regularly according to your planned risk tolerance level.

• Your financial world is now structured and investment decisions aren’t made ad hoc or based on emotion.