Most of us have debt in one form or another. For some of us, debt is limited to the monthly credit card bill, whilst for others it’s a tool we use to help us buy assets. Used effectively it can be a powerful lever for accumulating wealth. Whilst the ...
At Altus, we are often asked the question ‘is now a good time to invest in property and shares, or should we keep our money in terms deposits or cash?’ This is not unexpected given the current uncertainty across the globe. Our initial response to this ...
One question our advisers frequently get asked is “will I benefit from setting up a Trust”? Trusts, in particular Discretionary Family Trusts, are a popular entity type used by Altus clients. Discretionary Family Trusts are often effective for clients ...
Many families are looking to ensure their children receive the best education possible (whether through the public or private system). As households continue to see the cost of living expenses rise, families are tending to focus on meeting immediate ...
We have all dealt with businesses that seem to be run in an environment of confusion and chaos. It sometimes feels that nobody can, or indeed is able to, help their customers or colleagues by making decisions that resolve conflict and assist in moving ...
One of the key ingredients to business success is the existence of a well thought out and structured plan. This is relevant no matter what the size of the business. Surprisingly, it is one aspect that is often overlooked leaving success or failure very ...
We have found that a common challenge for business leaders is to make their vision and passion for the business clear and relevant enough so that it keeps them and their team inspired to perform. Too often we see business owners spending too much time on ...
Running a business can be so intensive that we don’t always have the chance to think about where we’re headed. Occasionally that can mean we miss out on an opportunity or end up heading in a direction we never intended. With a clear picture in mind, ...