Single Touch Payroll (STP) – Getting clear for small businesses

Paying off your mortgage faster can open up a world of financial options for you. Without a monthly mortgage payment, you may have more discretionary income, a smaller debt burden and increased freedom to realise your financial goals. Some people pay off ...

Your home loan might have been perfect for you when you bought your house years ago, but is it still meeting your needs? Over time, people may face changes in their financial situations, goals and priorities, and refinancing a home loan is one of the ...

Applying for finance can seem intimidating and complicated. Of course, once you engage Altus Financial, we can help you through every stage of the process, so you can get approval sooner.  In this post, we walk through eight key steps in the home loan ...

People use refinancing as a financial strategy in many situations. Homeowners refinance their mortgages to secure lower interest rates, lengthen or shorten the terms of their mortgages, convert to or from an adjustable-rate mortgage, tap into their ...

When you’re young and working on building your career, you may not have the impressive salary you’ll have a decade or two from now. But you have something that is priceless when it comes to investing: you have time. Time is an asset with any kind of ...

Poor cash flow is one of the biggest reasons that businesses don’t make it past the first year of operation, but cash flow problems don’t just affect new businesses. In fact, cash flow problems can plague companies of any size and age, and they often ...

Asset financing can help your business in a variety of ways. It can help you to acquire capital needed to grow your business, smooth out the problems with your cash flow, upgrade necessary equipment and improve your tax outcomes. Perhaps you need new ...

The primary difference between SMSFs (self-managed super funds) and other superannuation funds is that SMSF members are not just members; they’re also trustees of the fund. The sole purpose of the trust is to provide retirement income for the members or ...

When it comes to property investing, a single amount of capital can be leveraged to purchase property after property. You can use this strategy to diversify your portfolio, purchasing a range of properties in many different markets. This strategy can ...